Benefits & Policies - Quick View
Standard Medical Plans
The College
offers three health insurance plans from which employees can
choose. All plans are provided by Independence
Blue Cross. The College provides a subsidy towards the
premium cost for eligible employees. Certain categories of
employees not eligible for the subsidy may purchase insurance
at the College's group rates by paying the entire premium cost. Students - undergraduate
and graduate - are not eligible to participate in these plans.
- Personal Choice PPO High Option
- Keystone POS
- Keystone Health Plan (HMO)
Prescription drug benefits for Personal Choice PPO, Keystone POS, and Keystone HMO are provided through the Independence Blue Cross Select Drug Program. This program includes a formulary, which is a list of approved drugs with a lower co-payment than non-listed drugs. See this document for more information about the formulary.
Dental Plan
Delta
Dental is an indemnity-type dental program with an annual
deductible and a co-pay structure. You can use the dentist
of your choice. Using a Delta Dental participating dentist
may provide cost savings to the patient. The College pays
the premium cost of single coverage for eligible staff.
Family coverage is available at an additional cost.
Life Insurance
The College pays the premium cost of Basic Life Insurance
for eligible employees. Eligible employees may purchase additional
life insurance for themselves and their dependents at groups
rates.
Short Term Disability
The College pays the cost of Short Term Disability coverage
for eligible employees.
Long Term Disability
The College pays the premium cost of Long Term Disability
insurance for eligible employees.
Employee Assistance Program
This benefit is provided by Horizon Behavioral Services to
assist employees and their families with a wide range of issues,
including:
- Individual counseling
- Bereavement counseling
- Relationship and family counseling
- Child and elder care issues
- Financial planning and debt management
- Community resource referrals
- Work-related stress
- Substance abuse
- Legal/financial concerns
This benefit is subject to HIPAA-regulated privacy laws. Please read their HIPAA compliance policy to learn more (Word format).
Retirement Benefits (Employer and Employee Contributions)
The College sponsors a 403(b) retirement savings plan.
Participants may choose among investment options offered by
TIAA/CREF
and Vanguard.
Employees may contribute pretax dollars to the plan, subject
to annual limits set by the IRS. Upon completion of an eight-month
waiting period, the College will contribute an amount equal
to 10% of eligible employees' earnings to their designated
investments at TIAA/CREF and/or Vanguard. Eligible employees
are never required to contribute any of their own funds to
receive the College's contribution.
Flexible Spending Accounts
These accounts allow eligible employees to set aside pretax
dollars to pay for IRS-approved expenses. There are two types
of accounts:
- Medical Care
- Dependent Care
For more details about these plans, see the Flexible Benefit Plan Document
Vacation
Vacation
is earned during the calendar year, January 1 - December 31.
Vacation is to be used in the calendar year in which it is
earned. Annual accrual entitlements are dependent on job class
and years of service. Staff members earn one twelfth
of the annual vacation entitlement upon the completion of
a credited month of work. Staff members must actively
work more than 10 workdays in a month in order to be credited
with service for that month.
New staff members begin to accrue vacation leave on the first of the month on or after the date of hire (for example, with a start date of April 20th, vacation accrual will begin May 1st). Vacation cannot be exchanged for salary equivalent. Some carryover is allowed, with limits. For more details, see the employee handbook.
Leave of Absence
A leave of absence can be classified as Sick Leave, Family and Medical Leave (under the FMLA provisions), Parental Leave, Unpaid Leave, Funeral Leave, Jury Duty, Court Appearances, or Worker's Compensation. Sick Leave is accrued under rules similar to those for vacation but with no caps on carryover. For more details, see the employee handbook.
Personal Days
Full
time staff members are eligible for a certain number of personal
days to be taken during the calendar year. Personal leave
not used before the end of the calendar year will be forfeited.
In the first year of employment, personal leave is prorated
according to when you join the College. For each subsequent
full year of employment, staff members continue to earn 3 personal
leave days annually. Staff members who have completed 20 years
of full time service are granted one additional day annually.
This day is to be taken preferably on or near the staff member's
birthday. For more details, see the employee handbook.
